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The IRS has announced increased contribution limits for retirement plans in 2026 due to inflation adjustments. The maximum contribution for 401(k), 403(b), governmental 457 plans, and the Thrift Savings Plan will rise to $24,500, up from $23,500 in 2025. Additionally, the limit for Individual Retirement Accounts (IRAs) will increase to $7,500 from $7,000. The catch-up contribution limit for individuals aged 50 and over will also see an increase, reaching $8,000 for most plans. Notably, those aged 60 to 63 can contribute up to $11,250. The IRS's Notice 2025-67 outlines these adjustments and other cost-of-living changes for tax year 2026, including updated income ranges for deductible contributions and eligibility for Roth IRAs and the Saver's Credit.
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