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Recent Editions

North America
Human Times
The Consumer Financial Protection Bureau (CFPB) has become largely inactive under the Trump administration, with employees reporting a significant decline in productivity. One employee described the situation as “quite demoralizing,” highlighting a shift from protecting consumers to inaction. The bureau, which has returned approximately $21bn to consumers over its 15-year history, is now focused on reversing previous regulations. Recent actions include rescinding agreements with companies including Navy Federal Credit Union and Toyota, allowing them to avoid penalties for wrongdoing. A report by Sen. Elizabeth Warren (D-MA) revealed that the bureau is processing only 2,200 complaints daily, a stark drop from 10,500. With funding cuts looming, the CFPB faces potential mass layoffs, leaving employees in a state of uncertainty and frustration.
Full Issue
UK
Human Times
An employment tribunal involving a female nurse and a transgender doctor is resuming in Dundee. Sandie Peggie was suspended from her role as a nurse with NHS Fife last year after she objected to Dr Beth Upton, who is a transgender woman, using a female changing room. Peggie claims her treatment was unlawful under the 2010 Equality Act and has brought a case against the health board and Dr Upton. NHS Fife and the doctor are defending their actions, arguing that they complied with NHS policy. Peggie told the tribunal she had felt uncomfortable around Dr Upton in a changing room at Kirkcaldy's Victoria Hospital on three occasions between August and December 2023. After an exchange of words, Dr Upton complained to NHS Fife about Peggie's behaviour and the nurse was suspended on 3 January 2024. The tribunal sat for 10 days in February and has been adjourned until now.
Full Issue
USA
Education Slice
A group of former federal special education officials has written to leaders of the House and Senate education appropriations subcommittees urging them to reject efforts to move oversight of special education services to the U.S. Department of Education. The Supreme Court's decision to allow the Education Department to continue downsizing clears the way for the Office of Special Education and Rehabilitative Services to be moved under the auspices the U.S. Department of Health and Human Services, although no formal plan has been made public. In addition to warning against this, the letter also asks Congress to reject President Donald Trump’s plan to combine into a block grant certain funds under the Individuals with Disabilities Education Act (IDEA) in fiscal year 2026. It argues that a current Republican-led proposal to consolidate IDEA’s preschool funding and support for teacher training, technical assistance, and special education research “would have an immediate detrimental impact on special education, students with disabilities, schools, and states.” The National Down Syndrome Congress said: “IDEA is an education and a civil rights law, not a social service, and it must remain in a department dedicated to education to ensure strong oversight, enforcement, and accountability."
Full Issue
USA
Accountancy Slice
Erica Williams, chair of the PCAOB, is set to depart on July 22nd, following a narrow escape from a proposal to transfer the non-profit's responsibilities to the SEC. The Senate Parliamentarian recently rejected a provision in the One Big Beautiful Bill Act that would have dissolved the PCAOB. The announcement was made by SEC Chair Paul Atkins, who said he had asked her to resign. “I know you have questions about what is next for PCAOB leadership. Unfortunately, I do not have the answers you deserve,” Ms. Williams said in an email to staff. She added: "The PCAOB plays an essential role in protecting the investments and retirement savings of workers and families across the country while helping to ensure our capital markets remain the envy of the world. With high economic uncertainty increasing the risk of fraud, the PCAOB's mission is as important as ever. It's critical the expert PCAOB staff continue to be empowered to carry out their work of ensuring American investors are protected." Her leadership focused on modernizing auditing standards and enhancing enforcement, making her departure a pivotal moment for the PCAOB amid ongoing regulatory challenges.
Full Issue
Scotland
Legal Matters Scotland
Sandie Peggie, a nurse with NHS Fife, has been cleared of all internal disciplinary charges following her suspension for objecting to Dr Beth Upton, a transgender woman, using a female changing room. Peggie claimed her treatment constituted harassment and discrimination, leading her to bring a tribunal against the health board and Upton. After a year and a half, the internal disciplinary process against her was dropped, with her solicitor, Margaret Gribbon, stating that Peggie was "relieved and delighted." A spokesman for NHS Fife confirmed that there was "insufficient evidence to support a finding of misconduct."
Full Issue
North America
Legal Slice
The Securities and Exchange Commission (SEC) has moved to drop a long-running bribery case against two former executives of Cognizant Technology Solutions. In a filing in the Newark, New Jersey federal court, the SEC said it dismissed claims against Gordon Coburn and Steven Schwartz "in the exercise of its discretion and as a policy matter," and not on the merits. Coburn and Schwartz were charged by U.S. authorities in February 2019 with authorizing a $2m bribe to an Indian official for helping to obtain a construction permit for a new Cognizant office in Chennai. Bloomberg describes the move as the latest sign of the Trump administration’s shift away from enforcing the Foreign Corrupt Practices Act.
Full Issue
Europe
Risk Channel
Chancellor Rachel Reeves has set out a plan to "rewire" the UK's financial services system, saying that deregulation outlined in her Leeds Reforms will make the UK the number one destination for financial services businesses by 2035. The Chancellor confirmed that the ring-fencing regime, which separates a lenders’ retail and investment activities, will be reformed. The plans will see City Minister Emma Reynolds lead a review into how changes "can strike the right balance between growth and stability, including protecting consumer deposits." The reforms also include an overhaul of the Financial Services Ombudsman that will see it "returned to its original purpose as a simple, impartial dispute resolution service." Speaking at the annual Mansion House event in the City of London, Reeves said: "In too many areas, regulation still acts as a boot on the neck of businesses . . . Choking off the enterprise and innovation that is the lifeblood of growth." Writing in the Financial Times, Reeves said an excessive safety-first approach was not seen in any of Britain’s global competitors.
Full Issue
North America
CFO Slice
Erica Williams, chair of the PCAOB, is set to depart on July 22nd, following a narrow escape from a proposal to transfer the non-profit's responsibilities to the SEC. The Senate Parliamentarian recently rejected a provision in the One Big Beautiful Bill Act that would have dissolved the PCAOB. The announcement was made by SEC Chair Paul Atkins, who said he had asked her to resign. “I know you have questions about what is next for PCAOB leadership. Unfortunately, I do not have the answers you deserve,” Ms. Williams said in an email to staff. She added: "The PCAOB plays an essential role in protecting the investments and retirement savings of workers and families across the country while helping to ensure our capital markets remain the envy of the world. With high economic uncertainty increasing the risk of fraud, the PCAOB's mission is as important as ever. It's critical the expert PCAOB staff continue to be empowered to carry out their work of ensuring American investors are protected." Her leadership focused on modernizing auditing standards and enhancing enforcement, making her departure a pivotal moment for the PCAOB amid ongoing regulatory challenges.
Full Issue